FREE ·
STOP PAYING THE BANK TO STAY BROKE.
Enter your debts. We’ll show you the day you unowe every one of them, and the exact order to pay that starves the interest.
WHAT MINIMUM PAYMENTS COST YOU
$20,102
in interest on $26,500 of typical debt, paying minimums only. That’s 23 years, 9 months of your life.
WITH A PLAN
$4,188YOU KEEP
$15,914AVALANCHE AT $900/MO
YOUR DEBTS.
CROSS THEM OFF.
01Your debts
Card minimums shrink as you pay them down. Loans stay fixed. We model both.
THIS IS A SAMPLE
These are example debts so you can see how it works. Swap in your own to get your real debt-free date.
How much can you throw at debt each month?
Your minimums add up to $668.00. Every dollar above that is a punch.
03Pick a strategy
Both are real plans. Pick the one you’ll stick with.
04Your debt-free date
SAMPLE ·
AUG 2029
35 months from today. 20 yrs 10 mo sooner than minimums.
INTEREST PAID
$4,188INTEREST SAVED
$15,914FIRST DEBT DEAD
Mo. 21INTEREST IS THE ONLY BILL THAT CHARGES YOU FOR BEING LATE TO YOUR OWN LIFE.
01
List every debt.No shame, just numbers.
Balance, APR, minimum. That’s it. It stays in your browser. We never see it, store it, or sell it.
02
Pick your weapon.
Snowball for momentum, avalanche for math. We show both, with the real dollar difference, so you choose with your eyes open.
03
Circle the date.Then go get it.
Your unowe date is a real calendar date. Every extra payment pulls it closer. Watch it move.
THE FULL PLAN ·
LESS THAN ONE MONTH OF A CARD’S INTEREST.
No subscription. No “premium tier.” You pay once, because paying forever is the thing we’re fighting.
- Month-by-month payment schedule
- What-ifs: extra monthly, one-time lump sum
- Payment tracking as you go
- Printable plan + fridge tracker
- Unlimited debts